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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,191$233,910
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,771$0
Note rate3.76%7.18%
Blended rate3.76%7.42%
1st payment$1,801.41$1,584.59
2nd payment$0.00$0.00
Taxes / mo$216.25$216.25
Insurance / mo$150.00$150.00
MI / mo$0.00$46.78
HOA / mo$170.00$170.00
Total monthly$2,337.66$2,167.62
Cash to close$0$25,990