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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$513,649$404,730
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,568$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$3,264.56$2,741.78
2nd payment$0.00$0.00
Taxes / mo$66.67$66.67
Insurance / mo$150.00$150.00
MI / mo$0.00$80.95
HOA / mo$84.00$84.00
Total monthly$3,565.23$3,123.39
Cash to close$0$44,970