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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$454,377$374,310
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,272$0
Note rate6.85%7.18%
Blended rate6.85%7.42%
1st payment$3,046.25$2,535.71
2nd payment$0.00$0.00
Taxes / mo$217.83$217.83
Insurance / mo$150.00$150.00
MI / mo$0.00$74.86
HOA / mo$140.00$140.00
Total monthly$3,554.08$3,118.40
Cash to close$0$41,590