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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$673,529$562,500
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$3,368$0
Note rate6.82%7.18%
Blended rate6.82%7.42%
1st payment$4,520.55$3,810.57
2nd payment$0.00$0.00
Taxes / mo$280.83$280.83
Insurance / mo$166.67$166.67
MI / mo$0.00$112.50
HOA / mo$128.33$128.33
Total monthly$5,096.38$4,498.90
Cash to close$0$62,500