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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,527$359,100
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,968$0
Note rate7.19%7.18%
Blended rate7.19%7.42%
1st payment$2,758.46$2,432.67
2nd payment$0.00$0.00
Taxes / mo$135.05$135.05
Insurance / mo$150.00$150.00
MI / mo$0.00$71.82
HOA / mo$62.00$62.00
Total monthly$3,105.51$2,851.54
Cash to close$5,473$39,900