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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$585,093$382,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,925$0
Note rate6.27%7.18%
Blended rate6.27%7.42%
1st payment$3,777.33$2,591.19
2nd payment$0.00$0.00
Taxes / mo$230.33$230.33
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$124.00$124.00
Total monthly$4,281.66$3,172.02
Cash to close$0$42,500