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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$304,163$276,525
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,521$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$1,953.88$1,873.28
2nd payment$0.00$0.00
Taxes / mo$79.25$79.25
Insurance / mo$150.00$150.00
MI / mo$0.00$55.31
HOA / mo$304.00$304.00
Total monthly$2,487.13$2,461.83
Cash to close$3,087$30,725