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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$775,394$719,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$3,877$0
Note rate5.81%7.18%
Blended rate5.81%7.42%
1st payment$4,849.80$4,876.92
2nd payment$0.00$0.00
Taxes / mo$202.58$202.58
Insurance / mo$216.67$216.67
MI / mo$0.00$143.98
HOA / mo$66.00$66.00
Total monthly$5,335.05$5,506.15
Cash to close$24,506$79,990