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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$377,735$364,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,889$0
Note rate6.85%7.18%
Blended rate6.85%7.42%
1st payment$2,532.42$2,469.25
2nd payment$0.00$0.00
Taxes / mo$135.58$135.58
Insurance / mo$150.00$150.00
MI / mo$0.00$72.90
HOA / mo$125.00$125.00
Total monthly$2,943.00$2,952.73
Cash to close$27,265$40,500