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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,745$366,300
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,024$0
Note rate6.72%7.18%
Blended rate6.72%7.42%
1st payment$2,671.10$2,481.44
2nd payment$0.00$0.00
Taxes / mo$165.25$165.25
Insurance / mo$150.00$150.00
MI / mo$0.00$73.26
HOA / mo$125.00$125.00
Total monthly$3,111.35$2,994.95
Cash to close$2,255$40,700