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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,430$229,500
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,362$0
Note rate5.23%7.18%
Blended rate5.23%7.42%
1st payment$1,606.37$1,554.71
2nd payment$0.00$0.00
Taxes / mo$35.25$35.25
Insurance / mo$150.00$150.00
MI / mo$0.00$45.90
HOA / mo$388.00$388.00
Total monthly$2,179.62$2,173.86
Cash to close$0$25,500