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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,744$382,499
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,014$0
Note rate6.54%7.18%
Blended rate6.54%7.42%
1st payment$2,665.74$2,591.18
2nd payment$0.00$0.00
Taxes / mo$131.92$131.92
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$41.67$41.67
Total monthly$2,989.33$2,991.27
Cash to close$22,255$42,500