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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$352,804$309,510
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.41%7.18%
Blended rate6.26%7.42%
1st payment$2,111.90$2,096.73
2nd payment$0.00$0.00
Taxes / mo$163.42$163.42
Insurance / mo$150.00$150.00
MI / mo$266.11$61.90
HOA / mo$63.33$63.33
Total monthly$2,754.75$2,535.38
Cash to close$0$34,390