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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,862$270,000
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$1,559$0
Note rate7.44%7.18%
Blended rate7.44%7.42%
1st payment$2,226.79$1,829.07
2nd payment$0.00$0.00
Taxes / mo$77.58$77.58
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$82.00$82.00
Total monthly$2,536.37$2,192.66
Cash to close$0$30,000