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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,212$233,460
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$1,176$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$1,507.94$1,581.54
2nd payment$0.00$0.00
Taxes / mo$86.83$86.83
Insurance / mo$150.00$150.00
MI / mo$0.00$46.69
HOA / mo$25.00$25.00
Total monthly$1,769.78$1,890.06
Cash to close$24,188$25,940