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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$641,724$566,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$3,209$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$4,152.05$3,834.96
2nd payment$0.00$0.00
Taxes / mo$242.25$242.25
Insurance / mo$166.67$166.67
MI / mo$0.00$113.22
HOA / mo$134.00$134.00
Total monthly$4,694.97$4,491.10
Cash to close$0$62,900