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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,675$326,700
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,373$0
Note rate4.17%7.18%
Blended rate4.17%7.42%
1st payment$2,517.30$2,213.18
2nd payment$0.00$0.00
Taxes / mo$212.92$212.92
Insurance / mo$150.00$150.00
MI / mo$0.00$65.34
HOA / mo$118.67$118.67
Total monthly$2,998.89$2,760.11
Cash to close$0$36,300