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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$372,635$360,900
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.98%7.18%
Blended rate5.83%7.42%
1st payment$2,145.67$2,444.86
2nd payment$0.00$0.00
Taxes / mo$111.92$111.92
Insurance / mo$150.00$150.00
MI / mo$283.77$72.18
HOA / mo$90.00$90.00
Total monthly$2,781.35$2,868.96
Cash to close$28,365$40,100