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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$395,773$359,999
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,979$0
Note rate6.99%7.18%
Blended rate6.99%7.42%
1st payment$2,697.60$2,438.76
2nd payment$0.00$0.00
Taxes / mo$98.08$98.08
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$85.00$85.00
Total monthly$3,030.68$2,843.84
Cash to close$4,226$40,000