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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$694,660$526,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$3,473$0
Note rate6.85%7.18%
Blended rate6.85%7.42%
1st payment$4,652.55$3,566.69
2nd payment$0.00$0.00
Taxes / mo$212.17$212.17
Insurance / mo$166.67$166.67
MI / mo$0.00$105.30
HOA / mo$110.00$110.00
Total monthly$5,141.38$4,160.83
Cash to close$0$58,500