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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$270,019$211,500
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate0%7.18%
Blended rate0.55%7.42%
1st payment$750.05$1,432.77
2nd payment$0.00$0.00
Taxes / mo$149.83$149.83
Insurance / mo$150.00$150.00
MI / mo$123.76$42.30
HOA / mo$0.00$0.00
Total monthly$1,173.64$1,774.91
Cash to close$0$23,500