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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,070$279,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,660$0
Note rate5.52%7.18%
Blended rate5.52%7.42%
1st payment$2,012.69$1,890.04
2nd payment$0.00$0.00
Taxes / mo$58.92$58.92
Insurance / mo$150.00$150.00
MI / mo$0.00$55.80
HOA / mo$30.67$30.67
Total monthly$2,252.28$2,185.43
Cash to close$0$31,000