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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$349,451$269,100
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.77%7.18%
Blended rate7.32%7.42%
1st payment$2,329.26$1,822.98
2nd payment$0.00$0.00
Taxes / mo$159.58$159.58
Insurance / mo$150.00$150.00
MI / mo$164.26$53.82
HOA / mo$0.00$0.00
Total monthly$2,803.11$2,186.38
Cash to close$0$29,900