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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,697$197,910
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$1,433$0
Note rate5.22%7.18%
Blended rate5.22%7.42%
1st payment$1,678.56$1,340.71
2nd payment$0.00$0.00
Taxes / mo$52.11$52.11
Insurance / mo$150.00$150.00
MI / mo$0.00$39.58
HOA / mo$195.00$195.00
Total monthly$2,075.67$1,777.41
Cash to close$0$21,990