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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$332,924$326,700
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.19%7.18%
Blended rate7.74%7.42%
1st payment$2,333.65$2,213.18
2nd payment$0.00$0.00
Taxes / mo$157.08$157.08
Insurance / mo$150.00$150.00
MI / mo$157.73$65.34
HOA / mo$86.00$86.00
Total monthly$2,884.47$2,671.60
Cash to close$30,076$36,300