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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$369,654$359,100
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,848$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$2,389.22$2,432.67
2nd payment$0.00$0.00
Taxes / mo$155.08$155.08
Insurance / mo$150.00$150.00
MI / mo$0.00$71.82
HOA / mo$92.00$92.00
Total monthly$2,786.30$2,901.57
Cash to close$29,346$39,900