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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$270,342$238,500
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.98%7.18%
Blended rate5.83%7.42%
1st payment$1,556.66$1,615.68
2nd payment$0.00$0.00
Taxes / mo$72.75$72.75
Insurance / mo$150.00$150.00
MI / mo$205.87$47.70
HOA / mo$0.00$0.00
Total monthly$1,985.28$1,886.13
Cash to close$0$26,500