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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$328,086$331,200
Remaining term (yrs)22.830.0
Secondary amount$0$0
Funding fee$1,640$0
Note rate6.14%7.18%
Blended rate6.14%7.42%
1st payment$2,225.62$2,243.66
2nd payment$0.00$0.00
Taxes / mo$135.42$135.42
Insurance / mo$150.00$150.00
MI / mo$0.00$66.24
HOA / mo$75.00$75.00
Total monthly$2,586.04$2,670.32
Cash to close$39,914$36,800