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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$248,791$229,410
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,244$0
Note rate6.71%7.18%
Blended rate6.71%7.42%
1st payment$1,668.14$1,554.10
2nd payment$0.00$0.00
Taxes / mo$52.83$52.83
Insurance / mo$150.00$150.00
MI / mo$0.00$45.88
HOA / mo$41.33$41.33
Total monthly$1,912.31$1,844.15
Cash to close$6,109$25,490